E-learning

Money laundering presents a serious risk to both the global economy and public services, with significant financial consequences for UK organisations each year. For businesses, involvement—whether intentional or not—can result in financial losses, legal action, reputational damage, and increased regulatory oversight.

This CPD-certified course helps raise awareness of these risks, clarifies individual responsibilities, and supports organisations in demonstrating a strong commitment to ethical conduct and regulatory compliance.

• Helps employees identify and manage potential money laundering risks within their role.
• Supports organisations in meeting legal requirements and maintaining compliance with AML regulations.
• Strengthens trust with regulators, clients, and stakeholders through improved awareness and best practice.
• CPD certified and SCORM-compliant for recognised quality and flexibility.
• Flexible online learning that can be completed at a time and pace to suit each participant.
• Interactive content designed to keep learners engaged throughout.
• Built-in multiple-choice quizzes to reinforce understanding.
• End-of-section summaries to support knowledge retention.

By the end of this course, participants will be able to:

• Explain what money laundering is and outline the typical methods used.
• Understand the wider economic and societal impact of money laundering activities.
• Describe the responsibilities of both employers and employees under relevant legislation.
• Recognise warning signs and common techniques used in money laundering schemes.
• Apply appropriate levels of customer due diligence based on assessed risk.
• Understand the correct procedures for reporting suspicious activity.

1. Understanding Money Laundering

An introduction to what money laundering is, including its wider social and economic impact on individuals, businesses, and the economy.

2. How Money Laundering Works

Exploring the key stages of money laundering—placement, layering, and integration—and how illicit funds are moved through financial systems.

3. UK Anti-Money Laundering Legislation

An overview of the main UK laws and regulations relating to anti-money laundering, including:

• Money Laundering Regulations 2017 (MLR 2017)
• Proceeds of Crime Act 2002 (POCA)
• Sanctions and Anti-Money Laundering Act 2018
• The 5th Money Laundering Directive
• Criminal Finances Act 2017
• Economic Crime (Transparency and Enforcement) Act 2022
• Terrorism Act 2000
• Bribery Act 2010

Understanding what these laws mean in practice for organisations.

4. Supervised Organisations

Identifying which types of businesses are required to register under the Money Laundering Regulations 2017, and when organisations not initially listed may still fall within scope.

5. Organisations That Combat Money Laundering

An overview of the key UK bodies responsible for tackling money laundering, including their roles and responsibilities.

6. Consequences of Money Laundering

Understanding the potential penalties and legal consequences for individuals and organisations involved in money laundering under UK law.

7. Common Scams and Warning Signs

Identifying common scams linked to money laundering and recognising key warning signs that may indicate suspicious activity.

8. Taking a Risk-Based Approach

Understanding the principles of a risk-based approach to anti-money laundering and how organisations can focus their efforts on higher-risk areas.

9. Assessing Risk

Learning how to evaluate risks based on factors such as customer profiles, geographic locations, products, and transactions.

Understanding how to score and prioritise risks to allocate resources effectively.

When and how to apply different levels of due diligence, including:

• Customer Due Diligence (CDD)
• Ongoing or Routine Due Diligence
• Enhanced Due Diligence (EDD)

10. Customer and Business Verification

Step-by-step guidance on conducting identity checks for individuals and organisations.

Understanding the importance of identifying politically exposed persons (PEPs) and checking against sanctions lists.

11. Identifying High-Risk Factors

Recognising countries, industries, and transaction types that may present a higher risk of money laundering.

Spotting unusual or suspicious transaction patterns.

12. Record Keeping

Understanding the importance of maintaining accurate and up-to-date records to comply with AML requirements.

Guidance on what records should be kept and how long they should be retained.

13. Staff Training Requirements

Understanding the training obligations placed on organisations and why ongoing employee awareness is critical in preventing financial crime.

14. Reviewing Policies and Procedures

When and how organisations should review and update their anti-money laundering policies to ensure they remain effective and compliant.

15. Reporting Suspicious Activity

Knowing when and how to submit a Suspicious Activity Report (SAR).

Understanding what information must be included, and the importance of maintaining confidentiality and avoiding “tipping off.”

16. Guidance and Support

An introduction to the role of the Joint Money Laundering Steering Group (JMLSG) and how its guidance supports organisations in meeting regulatory expectations.

Can the Anti Money Laundering course be tailored to include organisation-specific examples?
Yes, the course can be adapted to incorporate scenarios and examples that reflect your organisation’s activities or industry. This helps make the training more relevant and practical for your employees.

Is the course suitable for learners with no previous knowledge of money laundering?
Yes, the training is designed to be accessible to all learners. It introduces key concepts in a clear way and gradually builds knowledge, making it suitable for both beginners and those with some existing understanding.

Is the course updated to reflect current legislation?
Yes, the content is regularly reviewed and revised to ensure it reflects the latest developments in anti-money laundering regulations, keeping your training accurate and up to date.

What support is available if there are any issues with the course?
We provide full technical support to ensure a smooth experience, whether the course is accessed through the SHINE platform or integrated into your own LMS. Our support team is also available to assist with any questions relating to course content or compliance.

Are there discounts for training larger groups?
Yes, we offer discounted rates for organisations enrolling multiple learners. Please contact us to discuss your requirements and receive a tailored quote.

What happens if a participant does not pass the assessment?
If a learner is unsuccessful on their first attempt, they can revisit the course materials and retake the assessment. The course includes interactive features and knowledge checks to support understanding throughout.

Can learner progress be tracked?
Yes, when using the SHINE platform, you can monitor progress, review completion rates, and download certificates, making it easy to manage training and maintain compliance records.

The training is suitable for organisations of all sizes and across a wide range of sectors.

While beneficial for all employees, it is particularly relevant for those in roles involving financial transactions or oversight, including managers, business owners, and staff working in higher-risk positions.